:root{
  --bg:#F7FAFD;
  --bg2:#EEF6FB;
  --card:#FFFFFF;
  --text:#0B1A2A;
  --muted:#5B6B7B;
  --primary:#0B3A63;
  --accent:#1B8AA6;
  --accent2:#39c6a5;
  --surface:rgba(11,58,99,.05);
  --border:rgba(11,58,99,.12);
  --shadow: 0 18px 50px rgba(11,26,42,.12);
  --shadow2: 0 10px 26px rgba(11,26,42,.10);
  --radius: 18px;
  --radius2: 26px;
  --max: 1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family: ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Arial, "Helvetica Neue", "Noto Sans", "Liberation Sans", sans-serif;
  background:
    radial-gradient(900px 600px at 15% 10%, rgba(27,138,166,.14), transparent 55%),
    radial-gradient(700px 520px at 80% 0%, rgba(57,198,165,.10), transparent 55%),
    linear-gradient(180deg, var(--bg), #ffffff 55%, var(--bg2));
  color:var(--text);
  line-height:1.55;
}
a{color:inherit}
img{max-width:100%; height:auto}
.container{max-width:var(--max); margin:0 auto; padding:0 20px}
.skip-link{position:absolute; left:-999px; top:auto; width:1px; height:1px; overflow:hidden;}
.skip-link:focus{left:16px; top:16px; width:auto; height:auto; background:#fff; color:#000; padding:10px 12px; border-radius:10px; z-index:9999; box-shadow: var(--shadow2);}
.badge{display:inline-flex; align-items:center; gap:8px; background: rgba(27,138,166,.10); border:1px solid rgba(27,138,166,.22); padding:8px 12px; border-radius:999px; color:var(--primary); font-size: 13px; font-weight:600;}
.badge svg{width:16px; height:16px}
.kicker{color:var(--muted); font-size:13px; letter-spacing:.08em; text-transform:uppercase}
h1,h2,h3{line-height:1.15; margin:0 0 12px}
p{margin:0 0 14px; color:rgba(11,26,42,.92)}
.small{font-size:14px; color:var(--muted)}
hr.sep{border:0; height:1px; background:rgba(11,58,99,.12); margin:26px 0}

.header{
  position:sticky; top:0; z-index:80;
  backdrop-filter: blur(10px);
  background: rgba(247,250,253,.75);
  border-bottom:1px solid rgba(11,58,99,.10);
}
.nav{display:flex; align-items:center; justify-content:space-between; padding:14px 0;}
.brand{display:flex; align-items:center; gap:10px; text-decoration:none;}
.brand .mark{width:40px; height:40px; border-radius:14px; background: linear-gradient(135deg, var(--primary), var(--accent)); box-shadow: var(--shadow2); display:grid; place-items:center;}
.brand .mark svg{width:22px; height:22px; color:#fff}
.brand .name{display:flex; flex-direction:column}
.brand .name strong{font-size:14px; letter-spacing:.02em}
.brand .name span{font-size:12px; color:var(--muted)}

.menu{display:flex; align-items:center; gap:10px;}
.menu a{
  text-decoration:none; color:rgba(11,26,42,.86);
  font-size:14px; padding:10px 10px; border-radius:12px;
}
.menu a:hover{background:rgba(11,58,99,.06)}
.menu a.active{background:rgba(27,138,166,.10); border:1px solid rgba(27,138,166,.20)}
.menu .cta{
  background: linear-gradient(135deg, rgba(57,198,165,.95), rgba(27,138,166,.95));
  color:#052130; font-weight:800; border:0; box-shadow: var(--shadow2); padding:10px 14px;
}
.menu .cta:hover{filter:brightness(1.02)}
.burger{display:none; background:rgba(11,58,99,.06); border:1px solid rgba(11,58,99,.12); color:var(--primary); border-radius:14px; padding:10px 12px;}
.burger svg{width:18px; height:18px}
.mobile-panel{display:none; padding:10px 0 18px;}
.mobile-panel a{display:block; padding:12px 12px; border-radius:14px; text-decoration:none; color:rgba(11,26,42,.88);}
.mobile-panel a:hover{background:rgba(11,58,99,.06)}
.mobile-panel a.cta{margin-top:10px; text-align:center}
.mobile-panel.show{display:block}

.hero{position:relative; padding:74px 0 44px; overflow:hidden;}
.hero::before{
  content:""; position:absolute; inset:0;
  background: linear-gradient(180deg, rgba(247,250,253,.55), rgba(247,250,253,.85) 70%), url("assets/img/hero-abstract.svg");
  background-size:cover; background-position:center;
}
.hero .grid{position:relative; display:grid; grid-template-columns: 1.05fr .95fr; gap:34px; align-items:center;}
.hero h1{font-size: clamp(34px, 5vw, 52px); letter-spacing:-.02em; color:rgba(11,26,42,.95);}
.hero .lead{font-size:18px; color:rgba(11,26,42,.86); max-width:58ch}
.hero .actions{display:flex; gap:12px; flex-wrap:wrap; margin-top:18px}

.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:10px;
  padding:12px 16px; border-radius:14px;
  border:1px solid rgba(11,58,99,.14);
  text-decoration:none; background:rgba(255,255,255,.72);
  box-shadow: 0 10px 22px rgba(11,26,42,.06);
}
.btn:hover{background:#fff}
.btn.primary{
  background: linear-gradient(135deg, rgba(57,198,165,.95), rgba(27,138,166,.95));
  color:#052130; font-weight:900; border:0;
}
.btn.primary:hover{filter:brightness(1.02)}
.btn svg{width:18px; height:18px}

.hero-card{
  background: rgba(255,255,255,.80);
  border:1px solid rgba(11,58,99,.12);
  border-radius:var(--radius2);
  box-shadow: var(--shadow);
  padding:18px;
}
.hero-card .doc{display:flex; gap:14px; align-items:center;}
.avatar{width:86px; height:86px; border-radius:22px; background:rgba(11,58,99,.04); border:1px solid rgba(11,58,99,.12); overflow:hidden; flex:0 0 auto;}
.avatar img{width:100%; height:100%; object-fit:cover}
.hero-card .doc h3{margin:0; font-size:18px}
.hero-card .doc p{margin:2px 0 0; color:var(--muted); font-size:14px}
.hero-card .meta{margin-top:14px; display:grid; grid-template-columns: 1fr 1fr; gap:10px;}
.meta .item{
  background:rgba(11,58,99,.03);
  border:1px solid rgba(11,58,99,.10);
  border-radius:16px;
  padding:10px 12px;
  display:flex; gap:10px; align-items:flex-start;
}
.meta .item svg{width:18px; height:18px; margin-top:2px; color:rgba(27,138,166,.95)}
.meta .item b{display:block; font-size:13px}
.meta .item span{display:block; font-size:12px; color:var(--muted); margin-top:2px}

.section{padding:44px 0}
.section.alt{
  background: linear-gradient(180deg, rgba(11,58,99,.035), rgba(11,58,99,0));
  border-top:1px solid rgba(11,58,99,.08);
  border-bottom:1px solid rgba(11,58,99,.08);
}
.grid3{display:grid; gap:16px; grid-template-columns: repeat(3, 1fr);}
.grid2{display:grid; gap:18px; grid-template-columns: 1fr 1fr}

.card{
  background: rgba(255,255,255,.90);
  border:1px solid rgba(11,58,99,.12);
  border-radius:var(--radius);
  box-shadow: var(--shadow2);
  padding:18px;
}
.card h3{font-size:18px; color:rgba(11,26,42,.94)}
.card p{color:rgba(11,26,42,.86)}

.icon{
  width:44px; height:44px; border-radius:16px;
  display:grid; place-items:center;
  background:rgba(27,138,166,.10);
  border:1px solid rgba(27,138,166,.18);
  margin-bottom:12px;
  color:var(--primary);
}
.icon svg{width:20px; height:20px}

.feature-list{margin:0; padding:0; list-style:none; display:grid; gap:10px}
.feature-list li{
  background:rgba(11,58,99,.03);
  border:1px solid rgba(11,58,99,.10);
  border-radius:16px;
  padding:12px 14px;
  display:flex; gap:10px;
}
.feature-list svg{width:18px; height:18px; flex:0 0 auto; margin-top:2px; color:rgba(27,138,166,.95)}
.feature-list b{display:block; font-size:14px}
.feature-list span{display:block; font-size:13px; color:var(--muted); margin-top:2px}

.partner-row{display:flex; gap:18px; flex-wrap:wrap; align-items:center;}
.partner{
  display:flex; align-items:center; gap:10px;
  background:rgba(255,255,255,.86);
  border:1px solid rgba(11,58,99,.12);
  border-radius:16px;
  padding:12px 14px;
  box-shadow: 0 10px 20px rgba(11,26,42,.06);
}
.partner img{height:34px; width:auto; border-radius:10px}
.partner .txt{display:flex; flex-direction:column}
.partner .txt b{font-size:13px}
.partner .txt a{font-size:12px; color:var(--muted); text-decoration:none}
.partner .txt a:hover{text-decoration:underline}

.form{display:grid; gap:12px;}
.field{display:grid; gap:6px;}
label{font-size:13px; color:rgba(11,26,42,.92)}
input, select, textarea{
  width:100%; padding:12px 12px; border-radius:14px;
  border:1px solid rgba(11,58,99,.16);
  background:rgba(255,255,255,.90);
  color:var(--text); outline:none;
}
textarea{min-height:110px; resize:vertical}
input:focus, select:focus, textarea:focus{
  border-color: rgba(27,138,166,.55);
  box-shadow: 0 0 0 3px rgba(27,138,166,.16);
}
.form .row{display:grid; gap:12px; grid-template-columns: 1fr 1fr;}
.checkbox{display:flex; gap:10px; align-items:flex-start; font-size:13px; color:var(--muted);}
.checkbox input{width:auto; margin-top:4px}

.notice{
  border-left: 4px solid rgba(27,138,166,.70);
  background: rgba(27,138,166,.06);
  border-radius: 14px;
  padding: 12px 14px;
  color: rgba(11,26,42,.92);
}
.notice b{display:block; margin-bottom:4px}

.pill{
  display:inline-flex; align-items:center; gap:8px;
  border-radius:999px; padding:8px 12px;
  border:1px solid rgba(11,58,99,.12);
  background:rgba(255,255,255,.78);
  color:rgba(11,26,42,.88);
  font-size:13px;
  box-shadow: 0 10px 20px rgba(11,26,42,.04);
}
.pill svg{width:16px; height:16px; color:rgba(27,138,166,.95)}

.map{
  border-radius: var(--radius);
  border:1px solid rgba(11,58,99,.12);
  overflow:hidden;
  box-shadow: var(--shadow2);
}
.map iframe{width:100%; height:340px; border:0}

.footer{
  padding:32px 0 28px;
  border-top:1px solid rgba(11,58,99,.10);
  background: rgba(255,255,255,.70);
}
.footer .cols{display:grid; gap:18px; grid-template-columns: 1.4fr 1fr 1fr;}
.footer a{color:rgba(11,26,42,.90); text-decoration:none}
.footer a:hover{text-decoration:underline}
.footer .legal{margin-top:18px; font-size:12px; color:rgba(91,107,123,.95)}
.footer .tiny{font-size:12px; color:rgba(91,107,123,.95)}
.footer .social{display:flex; gap:10px; flex-wrap:wrap; margin-top:10px;}
.footer .social a{
  padding:10px 12px; border-radius:14px;
  background:rgba(11,58,99,.05);
  border:1px solid rgba(11,58,99,.12);
}
.footer .social a:hover{background:rgba(11,58,99,.08)}
.footer .social svg{width:18px; height:18px; color:rgba(27,138,166,.95)}

.cookie{position:fixed; left:16px; right:16px; bottom:16px; z-index:999; display:none;}
.cookie .box{
  max-width:var(--max); margin:0 auto;
  background:rgba(255,255,255,.92);
  border:1px solid rgba(11,58,99,.14);
  border-radius:18px; box-shadow: var(--shadow);
  padding:14px 14px; display:flex; gap:14px; align-items:flex-start; justify-content:space-between;
}
.cookie .box p{margin:0; font-size:13px; color:rgba(11,26,42,.84)}
.cookie .box .actions{display:flex; gap:10px; flex-wrap:wrap; justify-content:flex-end}
.cookie button{
  cursor:pointer; border-radius:14px; padding:10px 12px;
  border:1px solid rgba(11,58,99,.14);
  background:rgba(11,58,99,.05); color:rgba(11,26,42,.92);
}
.cookie button.primary{
  border:0; background: linear-gradient(135deg, rgba(57,198,165,.95), rgba(27,138,166,.95));
  color:#052130; font-weight:900;
}
@media (max-width: 980px){
  .hero .grid{grid-template-columns: 1fr; gap:18px}
  .grid3{grid-template-columns: 1fr}
  .grid2{grid-template-columns: 1fr}
  .footer .cols{grid-template-columns: 1fr}
  .menu{display:none}
  .burger{display:inline-flex}
}